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MPF, split
in seconds.

Put in a monthly relevant income and see the employer and employee MPF split — 5% each — with Hong Kong's $7,100 minimum and $30,000 maximum relevant income already built in.

$
Drag, or type the exact figure above$40,000
Monthly MPF contribution

$1,500

10% of income

on a $15,000 monthly income · 5% each side.

Employer contribution$750
Employee contribution$750
Employee take-home$14,250

True cost to employer is $15,750 a month — income plus the $750 employer share.

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infoHow this is calculated

Both the employer and the employee contribute 5%of the employee's relevant income, subject to the minimum and maximum relevant income levels set by the MPFA.

For monthly-paid employees the minimum relevant income is $7,100 and the maximum is $30,000. Below the minimum, the employee makes no contribution but the employer still pays 5%. Above the maximum, contributions are capped at $1,500 each side.

MPF applies to employees aged 18 to 64. Those under 18 or aged 65 and over are exempt. New employees are also exempt from their own contributions for the first 30 days, and casual employees have separate daily income limits — this tool models the standard monthly-paid case. Switch to Custom mode to model a voluntary or enhanced scheme at any employer / employee rate on the full income, with no cap. Figures are rounded to the nearest dollar and are a planning estimate, not payroll advice.

MPF is one line of Hong Kong's employment cost. For where the real risk sits, read the 4-18 continuous contract rule.